Have you refinanced your mortgage in the past year or more? If not, don’t feel like you’ve missed the boat! Refinancing could be the key to paying off your debts, reaching your financial goals, and putting a little more cash in your pocket.
Answer these questions to see if you would be a good candidate for refinancing:
- Would you like a lower monthly house payment? (Who wouldn’t?) We may even be able to do this as a true no-cost refi.
- Are you paying PMI? We might be able to reduce (or possibly remove) that PMI expense.
- Do you have an ARM on your loan? Fixed rates are close to all-time lows. Refinancing now could save you from rising interest rates later.
- Do you have large financial goals such as paying down debt or buying a second home that could be easily reached by refinancing your current home?
If you answered ‘yes’ to any of these questions, I would love to talk with you about refinancing your mortgage. Whether or not you should refinance may depend on multiple factors. As your Mortgage Planner, I would love to help you decide if it is right for you. Call me today to set up an appointment!